Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content What’s Your Financial Planning Sign Discover your financial planning sign. When Heirs are Imperfect The money problems or bad lifestyle habits of adult children could lead to the squandering of any inheritance they receive. The Latte Lie and Other Myths Check out this video to begin separating fact from fiction.